> For the complete documentation index, see [llms.txt](https://armorfi.gitbook.io/armor/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://armorfi.gitbook.io/armor/features-and-highlights/flexible-smart-cover-system/kyc-less-and-permissionless.md).

# KYC-less and Permissionless

Nexus Mutual has faced a significant barrier to adoption by requiring KYC. 

Armor covers this obligation through the DAO and insurance is provided to users in a true KYC-less manner.

Any user on Ethereum can protect their assets across covered DeFi protocols.