# How Does Armor Provide Cover? All of Armor's cover is underwritten by Nexus Mutual. Armor utilizes arNFTs (non-fungible, transferable tokens that represent cover of a certain amount on a certain protocol for a certain length of time) which are created through purchase of Nexus Mutual cover. Stakers mint and stake arNFTs to provide coverage against protocol contracts and earn staking rewards. Staked arNFTs are pooled and coverage is brokered to end users through an automated Smart Cover System with easy on-demand coverage premiums billed by the second. Rewards are earned by charging the coverage seekers a premium on the insurance coverage cost. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://armorfi.gitbook.io/armor/faq-1/where-does-armors-cover-come-from.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.