# Revenue Model Armor token holders may stake their ARMOR:ETH LP Tokens into arShield which gives them the ability to receive staking rewards in ARMOR and ETH or DAI if the DAO decides to distribute fees. ## How the Armor protocol accrues fees * Minting arNFT generates distributable fees on expiry equal to 10% of the premium charged. * arCore Smart Cover System and arShield sales to end users via pooled arNFT coverage generates distributable fees via 10% profit share. * arNXM Yield Vault generates distributable fees via 10% profit share. * Additional ARMOR token are awarded for participation in governance on protocol and system updates, review and approval of claim submissions and review and management of protocol fee structures. Staking rewards are proportional to the user's stake in the arShield LP staking pool. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://armorfi.gitbook.io/armor/usdarmor-token/x-armor-staking-lots.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.